The AXA Research Project on How can private long-term care insurance supplement state systems? The UK as a case study

OVERVIEW

Hosted by the International Long-Term Care Policy Network (ILPN). Aim: Presentation and discussion of the findings of the AXARF funded study on how private long-term care insurance can supplement state systems. The study has involved: 1. Consideration of ways in which some of the challenges facing wider take-up of long-term care insurance in the UK could be addressed, including interaction with state funding; 2. Estimating the expected life-time costs of care for older people in England, by gender and other characteristics under different patterns of care; 3. Estimation of possible premiums for different potential types of private or private/public insurance policies; 4. Consideration of the affordability and attractiveness for different individuals of policies with varying levels of premiums and pay-outs, for a range of assumptions on how insurance would interact with state funding; and 5. Preparation of projections to 2032 of public and private social care expenditure under different potential insurance schemes.

date 30 January 2013




Organised Session
Introductory Comments

Organised Session
Policy background
  • How can private long-term care insurance supplement state systems? – Policy Background

  • Organised Session

  • Study of barriers and opportunities: Findings from literature review and discussion with experts

  • Organised Session

  • Estimates of life-time costs of care and associated potential insurance premiums

  • Organised Session

  • Affordability of long-term care insurance

  • Individual Presentation

  • How can private long-term care insurance supplement state systems? A US perspective

  • Individual Presentation

  • How can private long-term care insurance supplement state systems? A European perspective

  • Individual Presentation

  • How can private long-term care insurance supplement state systems? An Industry perspective

  • Workshop
    Panel discussion of the implications of the study for policy and practice and for future research: Bill Baker, Swiss Re; Jim Boyd, Partnership; James Lloyd, The Strategic Society; Joshua Wiener, RTI International

    Organised Session
    Conclusion

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